The financial market is very active in offering checking accounts with payroll, but somewhat less when it comes to checking accounts without payroll . This may occur in different groups. Thus, an autonomous may need a checking account without payroll and may also need it the young, retired, a couple or just a person who wants to have two current accounts in different entities.
Bankinter you have a current account for every need. Thus, in addition to the Payroll Account , we have a wide choice if you want a checking account without payroll.
Non-Payroll Account Bankinter
If your income is irregular you can also enjoy profitability, without paying commissions and free credit card .
Conditions No Payroll Account
The remuneration of Account Non-Payroll is nominal 4.94% the first year (5% APR). During the second year the remuneration shall be 1.99% nominal (2% APR).
The maximum daily balance to remunerate is 5,000 euros and the account will begin to be remunerated at the time of its opening. The liquidation of the account will be semiannual since opening it and take associated up two credit cards free (main beneficiary).
Account Requirements No Payroll
Always open within the dates of the promotion , be a natural person resident in Spain, which is not, nor has been previously owner, alone or in joint holding accounts at Bankinter. Therefore, it must be a new customer . The high customer and account opening Non-Payroll must be simultaneous.
To enjoy / s card / s Free / s credit , within two months from recruitment, account No-Payroll should receive a minimum cumulative amount of 633 euros through transfers, check deposits, cash inflows or transfers from other banks by SDD. Fulfilled this requirement, may issue the / s card / s. In the credit card holder and the beneficiary if any, associated with non-payroll account, you must perform an individual minimum expenditure or set of 3,000 euros on purchases with the / s card / s Free / s associated credit / sa account in the last 12 months. The first check will be performed once after the first 12 months from the date of account opening. From that date the checks are made monthly, checking the charges made the previous twelve months.
Receipts: you must have a minimum of ten charges account receipts in the last quarter . Controls are made monthly charges made by checking the previous three months.
More information about Non-Payroll Account
Bankinter pension account
You’ve earned it , you begin to get your retirement profitability because your pension is your passport to get it .
Conditions Pension Account
The remuneration of the pension account is 4.94% nominal the first year (5% APR). During the second year the remuneration shall be 1.99% nominal (2% APR).
The maximum daily balance to remunerate not exceed 5,000 euros , whether in the same account there is more than one pension paid. The account will begin remunerated when the first pension income is recorded by an equal or greater amount to that declared in the application.
Pension Account requirements
Always open within the dates of the promotion , be a natural person resident in Spain, which is not, nor has been previously owner, alone or in joint holding accounts at Bankinter. Therefore, it must be a new customer . The high client and the opening of these accounts must be simultaneous. In addition, it is necessary that the income received as a pension equal to or greater than 1,000 euros net per month and is required by at least three bills domiciled in the quarter in your own pension.
The deadline to make the first deposit from the moment you open your account pension is two months and are considered valid as a pension income those made by check or transfer, never the same holder. They are not taken into account cash receipts and accepted the sum of pensions
More information about the Pension Account
#Account 22 Bankinter Youth
Are you under 22? If so, you have an account with which you pay nothing . Nothing at all.
Conditions #Account 22
It is an account with no fees or conditions of minimum balance, direct debits, etc. And you can get a free credit card or debit card (not mandatory).
Requirements #Account 22
You can hire a #Account 22 if you’re under 22 , you are a natural person and reside in Spain. In the case of minors, will be your parents or legal guardians requesting the account opening. From age 22, the account may become another account best suited to your needs. However, you can keep your account up to 25 years . From that age, if you have not changed yet, the account will lose its status youth account and will have maintenance fee.
A person may only hold a #Account 22.
More information Bankinter # Cuenta22
Bankinter account currency
If you make receipts and payments in foreign currency, why not have an account in currency ?. Bankinter offers a currency account without commissions and currency exchanges no exchange fees for sending or receiving money in the same currency , ie, as you would in a traditional account. In addition, it is unconditional, as our currency account does not have any conditions or forces you to maintain a minimum balance . By opening an account other than the euro to keep in mind the risk associated with currency exchange.
The currencies in which you can open an account currency are:
- Sterling – GBP (£)
- Dollar – USD ($)
- Canadian dollar – CAD (C $)
- Swiss Franc – CHF (Fr., SFr.)
- Swedish krona – SEK (kr)
- Norwegian krone – NOK (kr)
- Danish krone – DKK (kr)
- Japanese Yen – JPY (¥)
- Australian dollar – AUD ($, A $)
- Chinese Yuan – CNY (¥)
- Moroccan dírham – MAD (درهم)
- Czech koruna – CZK (Kč)
- NZD – NZD (NZ $)
- Hong Kong Dollar – HKD (HK $)
- forint – HUF (Ft)
- Icelandic krona – ISK (kr, Íkr)
- rupee – INR (₹)
- Mexican Peso – MXN ($)
- Zloty – PLN (PLN)
- Saudi Riyal – SAR (ر.س, SR)
- Singapore dollar – SGD (S $)
- South African Rand – ZAR (R)
- Thai Baht – THB (฿)
- lira – TRY (TL)
- Riyal catarí – QAR (QR, ر.ق)
Conditions Forex Account
You can hire a current account in currency if you are an individual resident or non – resident in Spain . The current account has absolute liquidity currency and has a maintenance fee of 45 euros per annum with semiannual payment. The remuneration of this account is 0% nominal (-0.90% APR even par example daily balance of 5,000 euros held for a year without pay and a commission account maintenance 45 euros / year or 22, 5 EUR / semester).
More information about the account currency Bankinter
Bankinter Current Account
If you only want a checking account without further ado, you can open it in Bankinter. The requirements include only that you are a natural person resident in Spain .
Current conditions account Bankinter
Without committing domestic transfers online and fully operational: with absolute liquidity, bank payment, payments, collections, etc.
It has maintenance fee of 45 euros / year. Semiannual payment.
Multicanalidad to operate: passcodes to operate via telephone, Internet and mobile banking, also having a wide network of offices.
And of course, the COINC account. An account that already has more than 100,000 customers who have placed more than 1,000 million euros. Account 100% digital, high pay, 100% available, no commission also gives you 4% on all your purchases in Amazon.es.
An account you can also now household bills, borrow money or apply for mortgages.